Paytm Payments Bank – Finally After 23 May Paytm Converted Into Paytm Bank. Now Paytm Is Called To Paytm Payment Bank. So With The Help Of Paytm Payment Bank You Are Now Eligible To Earn 4% Interest On Your Paytm Wallet Balance.

To Open Paytm Payment Bank You Need To Be KYC Verified Only By Pan Card & Your Savings Account Will Opened Within 2 Minutes. Paytm is Just Same Like Normal Wallet App , But Converted To Paytm Bank Indirectly.

Paytm Payments Bank / PPB :

1. Saving/Current Account.

2. No Minimum Account Balance.

3. Unlimited Online Fund Transfer.

4. Free Virtual Debit Card.

5. Online Passbook Statements.

PPB Interest Rate:-

PPB Is Going To Offer 4% Interest Rates To Users On Wallet Balance Which They Maintained In PPB. Interest Rate Should Calculated On Monthly Basis.

How To Open Paytm Payments Bank Account :

1. Firstly Download PPB Apk

2. It’s Apk File So Remove Old Paytm From Your Phone & Installed It.

3. Paytm Bank App Is Available For Beta Users Only , You Can Also Download It Via Playstore

Search Paytm App In Playstore , Scroll Down The Page & Click On Join Beta Program , Wait 5 Minutes & Download Paytm App Or Use Above Apk

4. Then Open App & Login For Your Account.

5. On Home Page Click On Bank Account.

6. Now They Ask You To Open Savings Account

7. Click On It & Enter Your PAN Number.

8. Then Choose Nomine’s Name [ You Can Do This Step Later]

9. So Now Your PBB Account Is Opened & You Will Get Instant Virtual Debit Card In App.

10. You Can Avail Paytm Payments Bank Freely.

Paytm Bank Transactions Charges:-

Transaction Charges In PPB Is Totally Free. You Can Do Unlimited Online Transactions Without Any Charges. Online Transactions Also Include IMPS , NEFT & UPI.

Note – Debit Card Cash Withdrawl Still Not Confirmed By Paytm Yet  , So Below Written Info Is Just On Basis On Their Past Info

PPB Debit Card & Transaction:-

PPB Is Giving Virtual Debit Card Free Of Cost , If You Want Physical Debit Card It Cost You ₹ 100 For 1 Year + Delivery Charges As Per Your City.

Also For ATM Cash Withdrawl Their Will Be 5 Transaction Free Per Month For Non Metro  Cities , Where As 3 Free Every Month For Metro Cities. Post Limit You Will Be Charged ₹ 20.

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